Travel Insurance
Travel insurance is one of the most important things to arrange before your trip. Whether you're island-hopping, exploring jungle trails, or simply relaxing at a resort, unexpected events can happen and having the right coverage can make all the difference.
What Our Policy Included
Before we left, we made sure we were fully covered with a comprehensive travel insurance policy. Ours came included as a benefit with our bank accounts, so it didn’t cost us anything extra. However, coverage levels can vary a lot depending on your provider and the type of policy you choose.
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Our plan included:
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Emergency medical treatment
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Trip cancellations and delays
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Lost or stolen baggage
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Personal liability
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Motorbike-related incidents, even though we weren’t planning to rent one
This gave us peace of mind from the moment we landed.
What to Look Out For
Even if your policy looks good at first glance, it’s essential to read the fine print. Many standard policies exclude coverage for:
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High-risk activities like scuba diving, jungle trekking, or ziplining
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Scooter or motorbike accidents unless a specific clause is included
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Pre-existing medical conditions unless declared and accepted in advance
If you’re planning on doing anything adventurous or even just hiring a scooter to get around check that these scenarios are covered or add optional upgrades.
Final Advice
Travel insurance is not just a formality. It can save you thousands if something goes wrong. Take the time to compare policies, understand what’s included, and make adjustments to suit your itinerary. A few extra minutes spent reviewing the details before you travel is well worth the peace of mind.